Long Term Care Planning

Assessing your long-term care planning options

Proactive long-term care planning may feel awkward, but waiting until it’s a necessity can be so much more challenging for you and your loved ones. Whether you’re beginning the conversation with your aging parents or needing to plan for your own health needs, our personal and professional expertise in this area can offer the financial savvy and sensitivity you need today and well into the future.

Here are some of the areas you’ll explore as part of long-term care planning with The Werkman, Sawyer, Ladd, and Hulst Group:

In the later stages of retirement do you plan to live at home or move to a retirement community?
What’s your understanding of how you may need to modify your home for in-home care?
What would be the most important criteria for selecting a retirement community or assisted living community for yourself (and your spouse) or your aging parents?
How might your family be involved in overseeing your health care?
Keeping in mind the average needs for long-term care according to LongTermCare.gov is 3.7 years for women and 2.2 years for men, what is your understanding of the best ways to set aside funds for long-term care?
How might current or potentially hereditary health concerns increase your financial needs in the future?
Have you discussed your long-term care plans with your family?
Would you like more information on how Guy can serve as a confidential, tactful discussion lead for your family health conversations?

Long-term care planning resources

Extended Care: A Patchwork of Possibilities

Get a plan in place for health care during retirement.

It May Be Time For A Financial Checkup

Navigating unexpected life events is among the best reasons to work with us.

Our team understands what it takes to get you financially prepared, whether or not you’ll be among the many Americans who begin needing long-term care between the ages of 55 and 73.

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CALCULATE YOUR POTENTIAL LONG-TERM CARE NEEDS